Welcome to Inca Finance. We are a mortgage and insurance broker with over 30 years experience in the UK market. We have access to a wide range of lenders and work to find the best interest rates for our clients. We can help with First Time Buyers, Moving home, Re-mortgaging, Buy to Let mortgages, Contractor Mortgages, Interest Only Mortgages, Bridging Loans, Expat mortgages and Financial Planning.
Moving Home – We make sure you get the right mortgage with the best rate for your next home, we can deal with the agents on purchases and sales, take existing mortgages to new properties or source new ones.
First Time Buyers – Purchasing your first home can be a very daunting experience, there is so much jargon used. Let us help you get on the property ladder with the best rate available to you. We can help you negotiate the purchase price and deal with the Solicitors to ensure a smooth purchase.
Buy to let – Whether you are a multi property investor or just thinking about your first investment, we have access to a wide range of UK’s lenders and all the information you need to make sure your purchase runs smoothly. We have a team of specialists dealing in both residential and commercial making sure you always get the best rate.
International or Expat Buyers – For those of you looking to source and finance property in the UK we have access to all lenders, including specialist lenders and alternative finance. We have the facilities and contacts to help source, manage and make sure you abide by your legal obligations as a foreign investor. Are you moving abroad or maybe moving back to the UK, call us for specialist advice.
Specialist or Commercial – We have finance solutions for most scenario types, are you converting a house into flats, do you want to rebuild a property or buy land with a commercial view for flats and houses? Perhaps you just want to buy a commercial building, many investors are seeing commercial as a better invest in London right now.
Bridging Finance – Do you need a short term funding option? Has a sale fallen through but you need to complete a new purchase. This and many other scenarios call for Bridging Loans, call us to find out how these work and how we can help.
Contractor Mortgages – With many people being contractors and an increase in the self employed sector, there are various specialist lenders or products suited to just this. Maybe you are a full time contractor or part time, maybe on a zero hours contract? There are many solutions out there to get the mortgage you need.
Interest Only – A lot of lenders will no longer offer Interest only although there are still many times that it is suitable for clients, we have access to a wide range of lenders for sourcing the best interest only rates for our customers.
Meeting Us – We have our head office in the City of London but also have offices across West and East London. If you are too busy to come meet us we can offer a more discreet service, we have facilities set up for conference calling and videoing.
INCA Finance Ltd is authorised and regulated by the Financial Conduct Authority. The registration number is 480650. Registered in England. Registered Office address is: Premier House, 309 Ballards Lance, London, N12 8LY. The FCA does not regulate some investment mortgage contracts. Our calls may be recorded for training and monitoring.
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